Introducing Cash Line™

Cash you can count on, again and again

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Access an always-on credit limit that only goes up, never down¹

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Get a minimum of $200, once approved

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Enjoy instant deposits² at no extra cost

Join the Cash Line™ waitlist—coming to iOS this spring

By joining the waitlist³, you agree to receive updates about the product and agree to Upstart's Privacy Policy and Terms of Use.

Access up to $5,000

Access up to $5,000

Get $200 instantly when approved—plus access up to $5,000 coming soon.
Get cash in seconds

Get cash in seconds

Receive a deposit in your account instantly²—at no extra cost.
Say "goodbye" to reapply

Unlock always-on credit

Once approved, your credit limit will never be reduced¹.
You're in control with Cash Line

You're in control with Cash Line

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Say "goodbye" to reapply

Just apply once and you’ll have 24/7 access to your Cash Line.
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Repay on your terms

Get the time you need with flexible repayment terms.
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Pause anytime

(Coming soon) Take a break from borrowing without losing access to your Cash Line.

Get ongoing access to cash when you need it

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¹ Always On Commitment: We are committed to maintaining your credit limit as long as you continue to meet program eligibility and account requirements. To ensure the safety and security of all our members, we reserve the right to adjust or close lines in specific circumstances, including account default or late payments, suspected fraud, violation of our terms of service (including abusive behavior), or when necessitated by legal or regulatory requirements.

² To receive instant funding, your bank account must support instant transfers. If your account does not support instant transfers, funds will be available to you depending on your bank's transaction processing time and policies.

³ Joining the waitlist does not obligate you to apply for any credit product nor does it guarantee approval or access to the product. All applications are subject to eligibility requirements, underwriting, and final approval. Product availability and features are subject to change, may vary by state or jurisdiction, and may be limited and offered in phases.

Upstart Network, Inc. NMLS #936133. Upstart is not the lender for this product. All loans on Upstart's marketplace are made by regulated financial institutions.